Most of the small to medium sized businesses in the consumer services sector (restaurants, spas, etc.) do not have a single platform to provide online reservation, online ordering and digital payment ability to its customers at an affordable price. Most of the solutions available in the market are either focused on a single feature, such as online ordering or online reservation, or are specific to a single industry, such as restaurants. From an end-consumer perspective, to enjoy the convenience of mobile commerce often requires sharing payment information with multiple apps and multiple service providers, potentially increasing security risks.